FHA Loans

A low down payment could open the door to your new home! FHA loans are government insured and come with flexible credit, income, and down payment requirements. This makes them a secure choice for borrowers who might not qualify for Conventional loans. Opt for the security of a fixed-rate FHA loan or the versatility of an adjustable rate—any way you choose, flexibility is the name of the game.

FHA Loan Requirements

  • Down payments as low as 3.5%
  • Credit scores as low as 580 may be accepted

Benefits You’ll Love

  • Generally easier to qualify for than Conventional loans
  • No prepayment penalties
  • 15-, 20-, 25-, and 30-year fixed-rate terms and 5/1 ARMs available
  • It’s possible to refinance a Conventional loan into an FHA loan
  • FHA to FHA streamline refinances do not require an appraisal
  • Available for cash-out refinance or rate/term refinance
Don’t see your loan product above? Give us a call and one of our loan officers will be happy to help you out.