Looking for a home in the country? We can help make it happen with 100% financing and flexible credit and underwriting terms. USDA loans are designed to give home buyers the opportunity to purchase safe and sanitary housing in eligible rural areas. Borrowers may build, rehabilitate, or relocate a home in an eligible rural area.
USDA Loan Requirements
- Credit scores as low as 580 may be accepted
- Must meet the USDA’s regional income requirements
- Available in areas designated and approved for rural housing by the USDA
- Buyer must personally occupy the dwelling as primary residence
Benefits You’ll Love
- 0% down payment
- Up to 100% loan to value
- Borrowers with low to moderate income may qualify
- Available for purchase, rate/term refinance, or streamline refinance