VA Loans

You served this country. Now let us serve you. We proudly offer home financing to our military and veterans. If that’s you, there’s no better mortgage product out there for you. Guaranteed by the U.S. Department of Veterans Affairs, VA loans are specially designed with exclusive benefits—like flexible requirements and favorable terms—for veterans, active duty servicemembers, and eligible surviving spouses.

VA Loan Requirements

  • Credit scores as low as 580 may be accepted
  • Credit scores as low as 600 may be accepted for manufactured housing
  • Must be a current or former military personnel or surviving spouse who did not remarry
  • Must not have had any loan defaults within the last year
  • Must not have declared bankruptcy within the last two years

Benefits You’ll Love

  • 0% down payment
  • No mortgage insurance required
  • 30-, 20-, or 15-year fixed-rate terms and 5/1 ARMs available
  • Refinance up to 100% of the value of your primary residence
  • Available for purchase or cash-out refinance
  • VA streamline refinance (IRRRL) with no appraisal necessary and minimal documentation is available for current VA loan holders
Don’t see your loan product above? Give us a call and one of our loan officers will be happy to help you out.